Whether you’re a property manager looking at options for your owner, or you’re an owner looking at options yourself. VIB’s extensive relationships in the property market have seen it all, forming insurance solutions to match and tailor your needs. Our insurance solution would typically include cover for;
- The building and other fixed/permanent structures on the site.
- Including a small sub-limit for cover to capital additions.
- Including a small sub-limit for cover to property being worked on in case there are small renovations throughout the year.
- Your loss of rent over a selected period following an insured loss. This may also include OPEX costs.
- Additional increased costs to ensure minimal disruption.
- Costs to pay for the preparation of your claim if professionals such as accountants or lawyers need to get involved.
- Property managers claim costs to prepare any values.
- Your public liability to ensure your legal liability is protected against personal injury or property damage claims.
- Statutory liability to ensure you are protected against the accidental breach of government Acts.
All industries have a variety of risks and they may not be mentioned above. We aim to cover as much as we can, working within your risk appetite. More information, cover nuances or specifics provided upon quoting.
