Independent Kiwisaver Advice

Your Retirement. Our Priority.

New Zealand’s retirement landscape is complex. We cut through the noise with clear, independent KiwiSaver advice. No jargon just results.

Value of Independent Advice

With Advice Without
WITHOUT advice
$280K
At age 65
WITH Venture advice
$1.04M
At age 65. 3.7× more

Source: Sorted KiwiSaver calculator. Illustrative projections assume contribution increases from 3% to 10% and a change from a defensive to aggressive investment profile. Returns are not guaranteed. This information is general in nature, does not constitute financial advice, and may not be suitable for all investors.

100% Kiwi Owned

Simple. Personal.
Empowering.

At Venture, we bring together insurance, wealth, and mortgage expertise under one roof, helping you protect what matters, grow with purpose, and plan your next move with confidence.

We spend hundreds of hours analysing the KiwiSaver market so you don’t have to. We do the research. You get the results.

01

Risk Tolerance

We match you to the fund that genuinely suits your goals and risk appetite.

02

Right Amount

We ensure your contribution rate is maximising your returns and employer match.

03

Quality Managers

Vetted through Morningstar research and our rigorous 5 P's framework.

04

Diversify across quality managers

Diversify across multiple managers in the market to balance risk to return.

05

Ongoing Monitoring

Annual reviews and continuous monitoring. We never set and forget.

Real world impact

Buying Your First Home
Shouldn't Cost You Your Retirement

New research from Massey University shows most New Zealanders who withdraw KiwiSaver for a first home are not saving enough to retire comfortably unless they get the right advice.

$75K
Average Deposit Withdrawal
Withdrawing $75,000 at 35 can still work but only if you keep contributing and ideally increase your rate post-purchase.
$1.03M
Target for a Comfortable Retirement
Massey's 2025 Retirement Expenditure Guidelines set $1.03M as the lump sum a couple needs for a comfortable retirement on top of NZ Super.

How Advice Could Change Your Retirement

Age 30 | $100K salary | 35-year investment horizon

Starting Scenario
Age 30, earning $100K
3.5% personal contribution
Defensive portfolio, no review
3.5% employer contribution
After Receiving Advice
Age 30, earning $100K
10% personal contribution
Aggressive portfolio, yearly review
3.5% employer contribution
No Advice
$280K
Defensive Fund
With Venture
$1.04M
Aggressive Fund

↑ Difference of $763,437 at retirement ↑

Source: Sorted KiwiSaver calculator. Illustrative projections assume contribution increases from 3% to 10% and a change from a defensive to aggressive investment profile. Returns are not guaranteed. This information is general in nature, does not constitute financial advice, and may not be suitable for all investors.

Not sure where you stand?
Get a free KiwiSaver review from Venture no obligation.

Our Research Framework

How We Choose
Your KiwiSaver Funds

We use professional tools including Morningstar to analyse providers across New Zealand. Our structured 5 P’s framework ensures only the best make the cut.

P

People

The experience and capability of the investment team. Strong teams with clear decision-making deliver consistent results.

P

Parent

The quality and culture of the organisation. We prefer firms that prioritise investors and have strong governance.

P

Process

The investment strategy. We look for a clear, disciplined, and repeatable process for building portfolios.

P

Performance

Long-term returns across different market environments, assessing whether a manager's process has truly worked.

P

Price

Fees matter. We focus on net returns after fees, because that's what ends up in your pocket at retirement.

Is your KiwiSaver working hard enough?

The Process

What Happens Next

From your first conversation to ongoing monitoring, here’s how we look after your KiwiSaver.

1

KiwiSaver Review

We analyse your current fund, fees, and performance against market alternatives.

2

Recommendation

We present the best strategy for your specific situation. Clear, honest and jargon-free.

3

Implementation

We manage the switch and setup on your behalf. Seamless from end to end.

4

Annual Monitoring

Your KiwiSaver is reviewed every year to ensure it stays on track for your goals.

Ready to Take Control
of Your Retirement?

Leave your details below and our team will be in touch within 24 hours.