Independent Personal Insurance Advice

Protect
What Matters Most.

We can’t predict the future, but we can prepare for it. Venture gives you clear, independent insurance advice to protect your health, your lifestyle, and the people who depend on you.

Free & no obligation
Independent, we work for you
Life, health, income, trauma & more
Why Cover Matters
The risk of a serious health event before retirement is higher than most New Zealanders realise.
Chance of developing cancer before retirement 19%
Chance a 23-year-old male passes away before retirement 15%
Chance a 23-year-old female passes away before retirement 10%

Figures shown for a 23-year-old. Source: PolicyWise NZ claim statistics. Illustrative only. This information is general in nature and does not constitute personalised financial advice.

The insurers we work with

100% Kiwi Owned

Plan for your
Personal Success.

Protecting what matters most (your health, your lifestyle, and the people who depend on you) starts with the right cover. At Venture, we bring insurance, wealth, and mortgage expertise under one roof.

As independent advisers, we compare some of New Zealand’s best insurers for you, explain your options in plain language, and help you arrange cover that genuinely fits your life and budget.

01

Understand Your Needs

We start with your situation, your dependants, and the things you most want to protect.

02

Compare Leading Insurers

We compare cover from some of New Zealand's best insurers to find the right fit, not just one provider.

03

Right Level of Cover

We help you work out how much cover you actually need, so you're neither under nor over-insured.

04

Ongoing Support

Your needs change. We review your cover over time and are here when you need to claim.

What We Cover

Personal Insurance
for Every Situation

Whether you’re protecting your family, your income, your health, or your home, we’ll help you find cover that’s right for you.

Family essential

Life Insurance

It's worth considering how your loved ones would manage financially if you were to pass away unexpectedly. Paid as a lump sum or regular monthly income, life cover provides support for your family and dependants in your absence.

  • Covers funeral costs and final expenses
  • Clears home loan and ongoing debts
  • Helps with childcare and living costs
Peace of mind

Health Insurance

The cost of timely healthcare for non-urgent conditions can mount quickly and catch you off guard. Health cover reduces delays and out-of-pocket costs, so you can access treatment when and where you need it.

  • GP visits, prescriptions, surgery & hospital stays
  • A higher excess can lower your premium
  • Review regularly so you only pay for what you need
Self-employed favourite

Income Protection

Your ability to earn an income is one of your most important financial assets. If illness or injury prevents you from working, income protection replaces a set percentage of your monthly income until you can return to work or reach retirement.

  • Replaces a portion of your monthly income
  • Lets you focus on recovery, not bills
  • Tailored to your occupation and income
Highly recommended

Critical Illness

Serious conditions such as cancer, heart attack, and stroke are more common than most people realise. Also known as trauma cover, this provides a flexible lump sum you can use however you need during an already difficult time.

  • Lump sum on diagnosis of a covered condition
  • Spend it however you need: bills, travel, treatment
  • Protects your family from financial instability
Homeowner essential

Mortgage Protection

Keeping up with your home loan repayments is central to your financial stability. Mortgage protection covers your repayments for a set period, or until retirement, if you're unable to work due to illness or injury.

  • Covers repayments while you can't work
  • Helps your family keep the home
  • One less thing to worry about in a tough time
Often bundled

Permanent Disability

A permanent disability can affect your ability to work, support your family, and maintain your lifestyle. This cover provides a flexible lump sum if you become permanently disabled due to accident, illness, or injury.

  • Flexible lump sum payment
  • Covers medical and household expenses
  • Improves access to care and equipment

Who We Cover

Everyday Kiwis,
and Professionals Too

We look after individuals, families and business owners right across New Zealand. And for qualified professionals, we offer something special: access to PPS Mutual, an insurer built exclusively for people like you.

Individuals & Families

Life, health, trauma and income cover to protect you and the people who depend on you.

Self-Employed & Business Owners

If your income depends on you showing up, we'll help protect it, and the business you've built.

Homeowners

Keep your home and mortgage secure if illness or injury ever stops you working.

Specialist cover for professionals

PPS

Are you a Professional?
Meet PPS Mutual.

PPS Mutual is a member-owned insurer that exists for one purpose: to protect professionals. Because it’s a mutual, there are no outside shareholders, so eligible members can share in its financial success through the PPS Profit Share Benefit. Its cover is available only through a select group of accredited advisers, and Venture can help you access it.
Professionals we connect & cover
Doctors & GPs Dentists Lawyers Accountants Engineers Architects Veterinarians Pharmacists Psychologists Optometrists Actuaries Surveyors & more qualified professionals
Eligibility applies, typically a four-year degree or registration in a recognised professional field. We'll confirm whether PPS Mutual is the right fit for you.
Talk to us about PPS Mutual →

Real World Impact

What's the Cost of
being Underinsured?

Cancer, heart attacks and strokes affect tens of thousands of New Zealanders every year. Because they’re illnesses, not accidents, ACC doesn’t cover them, so the financial impact lands squarely on the household. Here’s what that can look like, and how the right cover helps.

Cancer
25,000+
New Zealanders are diagnosed with cancer every year (NZ Cancer Registry, Te Whatu Ora).
Aroha, 44. Diagnosed with breast cancer after a routine screen. Surgery followed by months of chemotherapy kept her away from full-time work for almost a year.
Illustrative income lost
$75,000+
A year off a typical salary, before treatment and travel costs
A critical illness lump sum and income protection replaced her pay and covered treatment, so recovery came first.
Heart attack
Around 20,000
heart attacks happen in New Zealand each year; heart disease is our leading cause of death (Heart Foundation NZ).
Dave, 52. A self-employed builder. His heart attack meant four months off the tools, and as a sole trader his income stopped the day he stopped working.
Illustrative income lost
$40,000+
From several months unable to run the business
Income protection replaced a portion of his monthly income and a trauma lump sum cleared debt while he recovered.
Stroke
9,000+
strokes occur here each year, and around 1 in 4 affect someone of working age (Stroke Foundation NZ).
Mere, 58. Survived a stroke but was left with lasting disability. Returning to her old role wasn't possible, and her home needed modifications to live independently.
Cost of a stroke over 5 years
$105,000
Estimated cost per stroke over five years (NZIER, 2020)
A permanent disability lump sum funded home changes and care, and mortgage protection kept the family home.

Sources: New Zealand Cancer Registry (Te Whatu Ora – Health NZ); Heart Foundation NZ and University of Auckland; Stroke Foundation NZ; NZIER (2020). Case studies are illustrative composites and cost figures are indicative only. ACC generally covers injury caused by accident, not illness. This information is general in nature and does not constitute personalised financial advice.

Not sure where your gaps are?
Take our 2-minute cover quiz. Free, no obligation.

Free Cover Quiz

What Cover is
Right for You?

Answer a few quick questions and we’ll show you the types of personal insurance most relevant to your situation. No obligation, completely free.

Venture
Step 1 of 8Welcome
Venture Insurance Quiz
Advice that's simple, personal and empowering.
We'll help you understand which types of personal insurance best fit your life and the people you want to protect, in just a few minutes.
How it works
1
Tell us about your situation
A few quick questions about who you want to protect, your circumstances, and what matters to you.
2
We review and email your results
A Venture adviser personally reviews your answers and emails through your results.
3
Talk to a Venture adviser
An adviser will reach out to review your needs, compare some of New Zealand's best insurers, and find cover that fits.
100% Free
Our advisers are paid directly by the insurer when we help you set up the right cover, so you get all the guidance at no cost to you.
Want to talk to a Venture Insurance Specialist first?Contact us on 021 240 3152
Your situation
Who are you looking to protect?
This helps us tailor our follow-up to your situation.
Your priorities
What are you most interested in protecting?
Select all that apply. Not sure? Choose the last option and an adviser will guide you.
About you
Tell us a little about your circumstances
This helps us understand which cover is most relevant to you.
Are you a New Zealand citizen or permanent resident?
Do you have a mortgage or home loan?
Do you have dependants (e.g. children or others who rely on your income)?
Which best describes your work?
Your current cover
Do you currently have any personal insurance?
This helps us understand whether you need a review or cover for the first time.
Health & lifestyle
A couple of quick details
These can affect your options and pricing. There are no wrong answers. An adviser will find the right insurer for your situation.
How old are you?
Enter your age in years
Do you smoke or use vaping products?
Do you have any ongoing medical conditions?
Anything else you'd like to share? (optional)
Almost there
Where should we send your results?
Enter your details and a Venture insurance adviser will personally review your answers, email your results, and be in touch, usually within 1 business day.
Your details are used to prepare your insurance recommendation. A Venture adviser reviews your information personally and may share relevant details with insurers to arrange suitable cover.
Quiz complete
Thanks, your details are on their way
A Venture insurance adviser will personally review your answers and be in touch to talk through the cover that's right for you. We'll also email a copy of your results to the address you provided.
What happens next
There's no cost and no obligation. Your adviser will compare some of New Zealand's best insurers and recommend options personalised to your situation, usually within 1 business day.
Confirm my adviser follow-up →
General guidance only. Not personalised financial advice. Completing this quiz is not an offer of insurance or a quote. Eligibility, terms, exclusions and pricing are determined by the insurer. Venture is paid by the insurer if cover is arranged. A copy of our disclosure statement is available free of charge on request. See our Privacy Policy for how we collect, use and store your information.

The Process

Cover Sorted in
Four Simple Steps

No jargon, no pressure, no hidden fees. Just straightforward advice and the right cover for your life.

1

Tell us what you need

Answer a few quick questions about your situation. Takes under two minutes, no commitment required.

2

We Compare Leading Insurers

As independent advisers, we compare some of New Zealand's best insurers to find the right fit for you.

3

You Choose, No Pressure

We walk you through your options in plain language. You decide if, when, and whether to proceed.

4

Ongoing Reviews

As your life changes, we review your cover and are here to support you if you ever need to claim.

Ready to Protect
What Matters Most?

Leave your details below and one of our advisers will be in touch within 24 hours.

We'll be in touch within 24 hours, no obligation, no pressure.

Thanks, we'll be in touch soon!

One of our advisers will contact you within 24 hours to discuss your options. We look forward to speaking with you.