Cruising, fishing, or exploring the coast? Pleasure-craft insurance helps protect your boat and gear. A standard New Zealand policy typically includes:
- Accidental Loss or Damage
Covers sudden and accidental damage to your boat, including hull, motor, sails, and onboard equipment—whether on water, land, or in storage. - Theft and Vandalism
Protects against theft of your boat or its equipment, and damage caused by vandalism. - Liability Cover
Covers your legal liability if your boat causes damage to someone else’s property or injures another person. - Salvage and Recovery Costs
Helps cover the cost of recovering or salvaging your boat after an insured event. - Optional Extras
Tailor your policy with extras like water-sports liability, trailer cover, or extended cruising range.
Cover for your boat and gear can be essential on the water, a place where you can only predict so much.
Subject to variations in insurers wording, exclusions and case specific endorsements.
