Protect the people who depend on you.
Life insurance pays a lump sum to your family if you die, so they can pay off the mortgage, cover everyday costs and stay financially secure. Venture’s advisers compare life cover from a range of New Zealand insurers and set your level of cover around your real debts and responsibilities, not a guessed number.
Life insurance provides a lump sum payment to your family if you pass away.
This ensures your partner and children can:
- Maintain their lifestyle
- Pay off debts like your mortgage
- Fund future costs such as education
- Protect long-term financial security
How much life insurance do I need?
The right amount of life cover is whatever your family would need to stay on track without your income. To work it out, we look at:
- Your mortgage and any other debts
- How many years of your income your family would need replaced
- Future costs, such as children’s education
- Savings, KiwiSaver and investments you already have
- Any cover you already hold, including through your employer, so you don’t pay twice
Our approach
We structure life cover around your actual financial responsibilities, not arbitrary amounts, and reduce it over time as your wealth builds. As your KiwiSaver and investments grow through investment planning, your family relies less on insurance, so your cover and premiums can come down.
Have a question first? Our FAQs cover insurance, claims and how we work. For anything else, contact us or talk to an adviser today.
